Roswell Mitsubishi

11170 Alpharetta Hwy
Directions Roswell, GA 30076

  • Sales: (888)943-2975
  • Service: (888) 962-5534
  • Parts: (888)966-6822
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* These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.

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Car buyers must consider the long-term planning of their car loans for many reasons. If you start to get behind on monthly car payments, you can be stuck with higher costs and a lower credit score.


At Roswell Mitsubishi, we are a dealership that helps customers finance their auto payments the right way. We work directly with customers to plan a financing solution that works for their budget and monetary goals.


The most crucial factors to determine your monthly payments are the price of the car, initial down payment, estimated financing rate, and the terms of your payment. To help car buyers, we provide a simple and free tool you can use online at anytime to calculate your estimated monthly payments.

How Much Should I Provide for a Down Payment?

The larger a down payment you invest, the less money you will have to pay on financing fees in the future. However, a lot of people don't have thousands ready to invest in a car. Our financial gurus typically advise car buyers to invest at least 20% of the sales price as a down payment.


Credit scores are also a relevant factor to how much you should invest on a down payment. If you have a poor credit score, consider investing a larger down payment to help increase chances of a loan approval. Also, if you invest a large sum for a down payment, enjoy lower interest and monthly rates.


On the other hand, customers with strong credit scores may be able to bypass the down payment entirely. Buyers receive better terms on loans and will end up spending less on financing rates the more they subsidize on a down payment.


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What Does APR Mean?

Annual percentage rate of charge describes the interest rate on the loan during your pay period. A high credit score contributes to lower APR rates while lower credit scores have high APR rates. Higher rates also help people with lower credit get approval for their loan.

Does Roswell Mitsubishi Accept Used Car Trade In?

Of course! Roswell Mitsubishi offers top dollar for high quality used car trade in vehicles. It's the most common way we help people finance their new Mitsubishi purchase. Get a quick assessment of how much we can offer you. Fill out a Trade-In Appraisal form to receive money and invest in your next car purchase.  

What Should I Set As My Monthly Payment Terms?

Monthly payments relate to how much you will pay on your auto loan each month. If you have a stable income and can afford higher payments, set your term to a lower period, such as 24 or 36 months. This will cause you to pay less over the life of the loan. If you need more time to get your finances in order, set a longer term for more manageable payments. In either case, the experts at Roswell Mitsubishi can help you find the most comfortable payment.

Find Affordable Financing Solutions at Roswell Mitsubishi

Serving Atlanta, Cumming, Sandy Springs, and Alpharetta

Receive expert guidance from our staff of financial professionals. We will craft a plan that fits your exact needs at Roswell Mitsubishi dealership.

Call us at (888) 943-2975 to get started and schedule a face-to-face appointment or Contact Us online. When you stop by our dealership, we will be waiting for you and ready to help.